navrabeads introduces "Buy Now, Pay Later" 

Never miss a deal because credit card not available or cash on delivery charges are more

How It Works:

At checkout page --> Select netbanking / credit card option --> Place Order --> select "lazyPay" in the Payu gateway page --> Login using mobile phone -->Get your favorite items delivered --> consolidated due date 1st and 18th of every month


navrabeads offers first in India, in the jewellery making supplies websites, partnered with our service provider, "Buy Now, Pay Later" service. Pay with just one-click with your phone number. 

Benefits of using "Buy Now, Pay Later":
Fastest and Simplest. No worries about missing a deal or item getting out of stock because of credit card not available. No need to pay at the time of booking order. Your favourite products get delivered without payment. No additional cash on delivery charges.

How can I avail the service?
Checkout as netbanking/credit card and click place order. You will be directed to PayUMoney gateway, choose "LazyPay" as option and authenticate with mobile number and OTP. You may be asked to attach a credit card first time. 

Are there any additional charges?
NO. As of now, the service partner is offering the service to navrabeads customers without any additional charges, provided the outstanding amount is paid before the due date directly to the site partner. 

How safe is this gateway?
Our service provider is an innovative payment service that has been built to provide you an easy payment option for your day-to-day purchases, launched by PayU India. 

When will repay outstanding amount?
Consolidated invoice summary is generated on 1st & 16th of every month. You can repay the amount by clicking on repayment links which can be accessed by following ways: 1. Select the ‘Pay Bill’ tab available on the home page . Enter your registered details and OTP received. Click on Pay Now. 2. Select ‘Login’ tab on home page and enter your registered credentials. Confirm the OTP received and Select ‘Pay Now’ tab on your dashboard. 3. Simply click on the tab “Pay now” sent to you on your registered email ID/SMS. 4. Download our Citrus App from Play Store. Click on the LazyPay tab available at the bottom, click on the ‘Pay Now’ option available on home screen. 5. You can also repay by downloading your statement from your LazyPay dashboard. A ‘Pay now’ tab in the statement will enable you to make your repayment. The repayment can be made using Net banking/Credit/Debit card and Citrus Wallet.

I was not eligible for PayLater option, why?
navrabeads offers this service, "Buy Now, Pay Later" in tie-up with service provider Payu. All transactions are approved by Payu and customer is charged or denied purely by the service provider and not by us. For any queries or disputes, please reach to
Will I get penalty, if I didnot pay on time?
Every month 1st and 18th is the invoice closure date and service provider gives additional 2 days as due date. Penalties on outstanding amount is levied by the service provider and any disputes should directly handled with the service provider (Payu). #lazypay #buynowpaylater #navrabeads 

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